PUBLIC MARKS with tags heartbleed & security

I have 268 passwords on 268 different websites. At least that’s what my password manager says. I actually stopped saving new passwords a while back, so the real number of passwords I should change now that Heartbleed has been revealed is even higher than that. How many of those passwords do you think I’m going to change? It took me 10 minutes just to find the change password form for my bank! What about the average computer user who uses the same password for every website and doesn’t understand the details of the exploit? How many passwords will they change?