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PUBLIC MARKS from smartestbiz with tag "credit cards"

October 2009

Picking Your Debt Consolidation Loan

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Since debt consolidation loan is also a loan, you should try to get the lowest interest rates. To get this you need to carry out an extensive research on different terms and rates. Providers of these types of loans realize that to deal effectively with...

September 2009

How Fast is an Online Cash Advance?

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The money from cash advance companies can usually be in your account within 24 hours and that is why it is such a popular way of getting the emergency cash that you need. Many people are dubious about getting a cash advance because they are not sure ab...

August 2009

Positive Aspects Of The Australian Bank Credit Card Services

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A good investment in Australia 1) It is very important to make sure that any financial institution or bank that one invests in is a good place where one can make secured savings. In this case it is important to note that the Australian banks show a c...

July 2009

Are You Having a Dispute with the Credit Bureaus? Know What Your Rights Are before You Fight Back -- but Do Fight Back

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The federal government established the Fair Credit Reporting Act on April 25, 1971 so as to protect consumers against having inaccurate, misleading or obsolete information included in their credit reports. The intent in this law was that the credit bur...

Can a Collection Agency Sue for a Debt?

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This article explains a few things about can a collection agency sue for a debt, and if you're interested, then this is worth reading, because you can never tell what you don't know.

June 2009

Is Using Debit Cards Going To Reduce Your Expenses?

You have seen debit cards all over the place. Did you know that they are also a safe way to deliver payroll to your employees? A prepaid credit card is the safest way to pay your employees and they can be used anywhere that you see a Visa or MasterCard...

April 2009

Choosing the right credit card to avoid debt management troubles

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Credit cards are considered as a blessing to people who use them properly. But to those who are having debt management problems because of undue usage of credit cards, it can be an excruciating curse because it can also give you a bad credit history i...

What You Should Know About Chase Credit Cards

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For the vast majority of people, the credit card has become an extremely useful tool which would be very hard to live without. The credit card makes having something that you want possible for many people that probably wouldn't otherwise.

March 2009

What are the Advantages and Disadvantages of Debt Consolidation?

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Debt consolidation is something that people turn to when they are unable to make their monthly payments on their unsecured debts. These debts include personal loans, credit cards, and anything else they owe money on that did not require collateral when...

February 2009

Mastercard And Its Advantages

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There are now masses of credit cards inundating the marketplace and even if you unfortunately have a poor credit rating, you should still be able to apply for a number of them. Even So, individuals who are finding themselves in a bad credit situation w...

January 2009

Using an Advanta Credit Card For Your Small Business

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Credit cards come from many different issuers, offering different incentives to entice you to choose their card. There are rewards cards, cards that give you special treatment at restaurants and the such, and cards that show your allegiance to a partic...

December 2008

The rough guide to APR

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APR stands for Annual Percentage Rate of charge. The APR of a credit card determines how much you have to pay each month. Put simply, the APR of a credit card is the monthly interest charge multiplied by twelve months. A simple example of this would be...

APR - black art or consumer protector?

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APR stands for Annual Percentage Rate of charge. The APR of a credit card determines how much you have to pay each month. Put simply, the APR of a credit card is the monthly interest charge multiplied by twelve months. A simple example of this would be...

Student Loan Talk of the Terms - Student Credit Cards

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Are you a student, relying on student loans to get you through college or university? Or are you just applying for a student loan, looking forward to a higher education? The process of applying for any loan, let alone a student loan, can be confusing i...

November 2008

Balance Transfer Credit Cards - Giving you Credit

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From that very beginning, credit cards have become part of life. People rely on credit cards to help them get their lifestyle goals by letting them take advantage of sales, spread payments out over several months, and provide funding for emergencies.

Transfer your credit to a new card with Low APR

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If possible, pay off your balance in full each month. If this is not possible, then make as large a payment as you can comfortably afford. Paying off or paying down your balance is a sound financial move-one that will save you money on interest charges...