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PUBLIC MARKS from smartestbiz with tag "debt management"

September 2009

How to Pay Off Debt, Even if You Never Could Before

by 1 other
A significant majority of people who are in debt have made at least one attempt to pay off their debts. Unfortunately, most people who try to get out of debt end up getting deeper in debt.

August 2009

Some Tips On Debt Management

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Debt has a way of creeping up on us if we let it. It's important to keep our debt at reasonable and manageable levels, or we could end up incurring insane interest charges and scraping to make our payments. Even for those who manage debt well, unexpect...

July 2009

Some Very Practical Credit Card Debt Advice

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Even though so called financial experts may sometimes disagree, the fact remains that credit is not something that is inherently bad. The problem is not the credit itself but rather the improper or uncontrolled use of credit. If you find that you have ...

April 2009

How can a credit card affect your debt management strategies

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Many people would agree that the invention of credit cards has made debt management a harder and more complicated task. Why? Because of credit card's convenience to use, many people lose their self-control and engage in seemingly endless shopping galor...

Choosing the right credit card to avoid debt management troubles

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Credit cards are considered as a blessing to people who use them properly. But to those who are having debt management problems because of undue usage of credit cards, it can be an excruciating curse because it can also give you a bad credit history i...

February 2009

The Way to Successfully Deal with Credit Card Debts

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People with credit card debts habitually bury their heads in the sand. Frighteningly, some are simply lost in the jungle of their financial destiny and don't know how to deal with the monetary trouble. Let us take this one step at a time and undergo wi...

Think Twice Before Filing For Bankruptcy

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It is absolutely essential that, before you start bankruptcy proceedings, you think long and hard about what choice to make. You need to weigh the pros and cons of any decision. Most people who decide to file for bankruptcy do so because they need a cl...

January 2009

Debt Management is it the only solution out of this debt problem?

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A report out from the UK Insurer AXA suggests the UK public is drowning in debt with 11.6 million people (25 per cent of the adult population) saying are under pressure financially with a momentous number, around one million three hundred thousand peop...

Is Debt Management the only solution out of this debt problem?

by 1 other
Are we in the UK drowning in Debt? According to the insurer AXA, some 11.6 million people (25 per cent of the adult population) are said to be struggling financially with a significant number, around 1.3 million people, admitting their finances are ent...

Is there Good Debt?

by 1 other
Some people think that all debt is bad. But that is not the case. There is some debt that is actually good. Below are some instances where debt would be considered a good thing.

November 2008

Balance Transfer Credit Cards - Giving you Credit

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From that very beginning, credit cards have become part of life. People rely on credit cards to help them get their lifestyle goals by letting them take advantage of sales, spread payments out over several months, and provide funding for emergencies.

Transfer your credit to a new card with Low APR

by 1 other
If possible, pay off your balance in full each month. If this is not possible, then make as large a payment as you can comfortably afford. Paying off or paying down your balance is a sound financial move-one that will save you money on interest charges...