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PUBLIC MARKS from smartestbiz with tags frugal & budgeting

28 February 2009 08:15

Is making a Budget Difficult?

by 1 other
Budgeting is a scary word to many people. It is nerve-wracking because it means you have to stop spending money. It is scary because it means hours and hours spend bent over a spreadsheet trying to figure out how to save even more. They think that t...

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